Cheyenne Reyes
$289,9003 bd2 ba1,564 sqft$185 /sqft$2,601 /mo all-in ↓

11517 CAPTIVA KAY DRIVE, RIVERVIEW, FL, 33569

Active0 days on marketListed Aug 10, 2026MLS #TB8536790

Priced 23% below the RIVERVIEW 33569 medianSingle Family ResidenceRIVERCREST PH 2B1

About this home

11517 CAPTIVA KAY DRIVE

Welcome to this beautifully updated villa in the desirable Villas of Rivercrest in Riverview, where low-maintenance living meets breathtaking waterfront views. This move-in-ready 3-bedroom, 2-bath home features an inviting open-concept floor plan designed to maximize natural light and showcase the spectacular north-facing pond views. Enjoy the shade of mature trees and a comfortable outdoor setting throughout the day, creating the perfect place to sip your morning coffee or unwind in the evening while taking in the serene pond views and gentle breezes. Nature lovers will appreciate the abundant birdlife that frequents the water's edge, adding to the peaceful backyard setting. Inside, you'll find numerous thoughtful upgrades, including luxury vinyl plank flooring throughout, motorized blinds in the great room and primary suite for effortless control of sunlight and privacy, an upgraded electrical panel, dimmer switches, recessed lighting, stylish light fixtures, and premium kitchen and bath fixtures. Additional improvements include a refrigerator, microwave, and garbage disposal, plus an upgraded garage door opener and replacement spring for dependable operation. A 2021 water heater and 2020 A/C system provide lasting value and peace of mind. Buyers will also appreciate the installed Google Nest smart home security system, featuring a smart thermostat, front and rear security cameras, and a video doorbell. Simply connect your Google Nest Hub and smartphones, then activate ADT monitoring to enjoy enhanced convenience and security. Hurricane-resistant security film on the windows and sliding glass doors adds an extra layer of storm protection year-round. The spacious kitchen is the heart of the home, overlooking the dining and living areas to create the perfect space for everyday living and entertaining. Stainless steel appliances, abundant cabinetry, generous counter space, a closet pantry for kitchen storage and uninterrupted pond views make cooking as enjoyable as the scenery. The private owner's suite offers peaceful water views, a walk-in closet, and an ensuite bath featuring a walk-in shower. Two additional bedrooms provide flexibility for guests, a home office, or hobby space, while the second full bathroom is conveniently located nearby. One of the greatest benefits of living in the Villas of Rivercrest is the worry-free lifestyle. The HOA takes care of roof replacement, exterior painting, lawn maintenance, shrub trimming, termite treatments, and pressure washing of sidewalks and driveways, allowing you to spend more time enjoying everything the community has to offer. Residents enjoy outstanding resort-style amenities, including two community pools, a children's splash zone, pickleball and tennis courts, walking trails, a dog park, playground, clubhouse, and cabana. Conveniently located just minutes from I-75 and US-301, you'll have easy access to shopping, restaurants, medical facilities, entertainment, downtown Tampa, and Florida's award-winning Gulf Coast beaches. If you're searching for a beautifully updated, move-in-ready villa with stunning waterfront views, exceptional amenities, and maintenance-free living, this is a home you won't want to miss.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,564

Sqft

0.1 ac

Lot size

2

Garage

2003

Year built

One

Levels

$185

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · In Kitchen · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Entrance · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$363/mo
Taxes (2025)$2,923/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,601 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$244
HOA fee — from the listing$363
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,147
Interest rate6.00%
Loan term

Estimated payment

$2,601/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$244
HOA / condo fee$363
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$278KedgeAI estimate $316,690 · range $308K$332K$345K

vs edgeAI estimate

−8.5%

Days on market

0 vs 44 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 11517 CAPTIVA KAY DRIVE

Drive times from this address

Downtown Tampa23 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33569 — neighborhood snapshot

Population

26,613

Median age

39.7

Median income

$97,500

Median home value

$330,700

Avg household

2.7

Households w/ children

3,400

For the school run

Hillsborough County School District

ElementaryCimino Elementary School★★★★
HighBloomingdale High School★★★★
MiddleBurns Middle School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$394K$370K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the RIVERVIEW 33569 median. See the full Riverview market guide →

Paper trail

This home's history

Aug 10, 2026Listed at $289,900 · 0 days on market since
2003Built · RIVERCREST PH 2B1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cheyenne Reyes

Your agent

Cheyenne Reyes

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 11517 CAPTIVA KAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11517 CAPTIVA KAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Cheyenne's phone and CRM.

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Straight answers

11517 CAPTIVA KAY DRIVE FAQs

What would the monthly payment be for 11517 CAPTIVA KAY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,601/mo — principal and interest, the actual property-tax bill, the $363/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11517 CAPTIVA KAY DRIVE?+

The association fee works out to $363 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11517 CAPTIVA KAY DRIVE?+

The most recent tax bill on record (2025) was $2,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11517 CAPTIVA KAY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $289,900, this home is listed about 25% below the Riverview median of $384,700. The market section on this page shows how the area is trending.

Which schools are assigned to 11517 CAPTIVA KAY DRIVE?+

Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the RIVERVIEW 33569 market on paper

$289,900 is 23% below the RIVERVIEW 33569 median of $375,000, and at $185/sqft it sits under the Riverview average of $195.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Listed today in a Riverview market that averages 44 — if it fits, move quickly.

04Strong assigned schools

Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Daniel Henzler. MLS #TB8536790.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11517 CAPTIVA KAY DRIVE, RIVERVIEW, FL — 3 Bed, 2 Bath — $289,900 | CENTURY 21 Edge