643 LAKEMONT DR, BRANDON, FL, 33510
Active4 days on marketListed Aug 4, 2026MLS #TB8535735
About this home
643 LAKEMONT DR
Some Rooms are Virtually Staged. Move-in ready and thoughtfully updated, this 3-bedroom, 2-bath, 2-car garage block home in Brandon offers 1,552 square feet of comfortable living space on a spacious 0.26-acre lot. The flexible floor plan includes a bedroom extension and a versatile den, providing additional space for a home office, nursery, hobby room, playroom, or guest area. This property truly stands out with NO CDD fees and an incredibly low HOA of just $55 a year, making it an exceptional value for homeowners seeking affordability without sacrificing quality or location. Major improvements completed in 2026 include a new roof, new garage door, new water heater, fresh interior and exterior paint, fully renovated bathrooms, updated modern kitchen, and new luxury vinyl plank flooring throughout. All the work is done - simply move in and enjoy! Outside, you’ll find an ample-sized screened lanai, perfect for relaxing or entertaining, along with new landscaping in the front and back yards that enhances the home’s curb appeal. Located on a quiet street with only one way in and out, the property offers a peaceful residential setting while remaining close to Brandon’s shopping, dining, healthcare, recreation, and major commuter routes. Plus, you’re just a short drive from Florida’s beautiful Gulf Coast beaches and world-famous attractions. Don’t miss your chance to own a nicely upgraded home in one of the area’s most convenient and sought-after locations. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,552
Sqft
0.26 ac
Lot size
2
Garage
1995
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,909 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,909/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.9%
$/sqft vs Brandon actives
$235 vs $208
Days on market
4 vs 30 typical
Where $235/sqft sits among the 262 Brandon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33510 — neighborhood snapshot
Population
30,585
Median age
37.4
Median income
$71,057
Median home value
$274,600
Avg household
2.68
Households w/ children
3,293
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brandon market
$375K → $400K
Brandon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
135 of 262
Brandon actives have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the BRANDON 33510 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 643 LAKEMONT DR
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$375,000
207 GLENDALE DRIVE
3 bd · 2 ba · 1,564 sqft · $240/sqft · 89 DOM
Sold · Nov ’25$322,500
607 SAND RIDGE DRIVE
3 bd · 2 ba · 1,567 sqft · $206/sqft · 17 DOM
Sold · Mar ’26$270,000
311 MORNING RAIN PLACE
3 bd · 2.5 ba · 1,536 sqft · $176/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cheyenne Reyes
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 643 LAKEMONT DR — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 643 LAKEMONT DR — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Cheyenne's phone and CRM.
Straight answers
643 LAKEMONT DR FAQs
What would the monthly payment be for 643 LAKEMONT DR?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,909/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 643 LAKEMONT DR?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 643 LAKEMONT DR?+
The most recent tax bill on record (2025) was $5,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 643 LAKEMONT DR?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $365,000, this home is priced right at the Brandon median.
Which schools are assigned to 643 LAKEMONT DR?+
Brandon High School (high), Schmidt Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$365,000 runs 42% above the BRANDON 33510 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Brandon market that averages 30 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX BAYSIDE REALTY LLC · Linda Miles. MLS #TB8535735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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