Cheyenne Reyes
$810,0004 bd2 ba2,819 sqft$287 /sqft$5,197 /mo all-in ↓

231 WHITE OAK CIRCLE, MAITLAND, FL, 32751

Active1 days on marketListed Aug 7, 2026MLS #O6430241

Single Family ResidenceMAITLAND GROVE

About this home

231 WHITE OAK CIRCLE

1 year Home Warranty included. Discover Maitland Grove, a well-maintained enclave within one of Central Florida's most sought-after communities. Set in the heart of historic Maitland, celebrated for its scenic beauty and small-town charm, residents enjoy a relaxed suburban lifestyle just minutes from the urban energy, dining, entertainment, and employment centers of Downtown Orlando. Welcome to 231 White Oak Circle, a meticulously maintained 4-bedroom, 2-bath home filled with thoughtful upgrades, distinctive architectural details, and exceptional spaces for both everyday living and entertaining. This is not a cookie-cutter home; it is a property with a story, a sense of place, and details that reveal themselves from room to room. The spacious floor plan offers three separate gathering areas, including a formal living room, an inviting family room, and an oversized great room featuring a bar and access to the expansive screened patio. Natural light pours into the home through two skylights in the family room and an additional skylight in the private primary suite. Travertine flooring and genuine mahogany hardwood create warmth and character throughout. The kitchen is designed for convenience with soft-close cabinetry, two Lazy Susans, and a pot filler positioned above the range. Under-cabinet lighting adds an elegant, inviting ambiance while providing practical task lighting for cooking and meal preparation. Crown molding enhances the dining room, family room, foyer, primary bedroom, and great room, while chair rail detailing adds timeless character to the foyer, entryway, and dining room. A dedicated mudroom provides additional functionality and organization. The split-bedroom layout places the primary suite on the opposite side of the home for added privacy. A pocket door at the entrance to the secondary-bedroom wing provides additional separation and privacy for the home's three secondary bedrooms, while another pocket door at the secondary bathroom maximizes usable space and enhances functionality. The primary suite features an expansive walk-in closet, an additional closet with mirrored sliding doors, and a skylight that fills the space with abundant natural light. The spacious primary bathroom offers two separate showers, including one with a bathtub, dual sinks with granite countertops, and a dedicated makeup and dressing area with a desk. The secondary bathroom also features granite countertops and dual sinks for added convenience. Outdoor living is equally impressive, with porches surrounding the home, beautiful gardens, mature landscaping, established shade trees, rose bushes, privacy fencing, and an expansive screened patio ideal for relaxing or entertaining. An extensive French drain system provides enhanced drainage throughout the property, while four exterior faucets with hose connections are conveniently positioned around the home for easy landscape maintenance. Additional improvements include whole-house re-piping, updated ductwork, and an oversized garage with built-in shelving and a newly finished epoxy floor. A generator and air compressor are also included with the sale, providing added value and convenience. Rich in character, storage, and carefully considered upgrades, this exceptional home offers space, comfort, and timeless appeal inside and out.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,819

Sqft

0.32 ac

Lot size

2

Garage

1976

Year built

One

Levels

$287

Per sqft

FireplaceGarden viewPartiallyPets allowed

Inside

FlooringCarpet · Laminate · Hardwood
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · Kitchen/Family Room Combo · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofShingle
ConstructionBrick · Stucco
FoundationConcrete Perimeter · Slab
ViewGarden
FacesSoutheast
ParkingDriveway · Oversized
ExteriorFrench Doors · Irrigation System · Other · Rain Gutters · Sidewalk

Community & fees

HOA fee$29/mo
Taxes (2025)$3,997/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Fiber Optics · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,197 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,371
PMI (est., until 20% equity)$304
Property tax — 2025 actual bill$333
HOA fee — from the listing$29
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,000
Interest rate6.00%
Loan term

Estimated payment

$5,197/mo

Principal & interest$4,371
PMI (est., until 20% equity)$304
Property taxes (actual bill)$333
HOA / condo fee$29
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $810K
$641KedgeAI estimate $875,575 · range $667K$966K$1.0M

vs edgeAI estimate

−7.5%

$/sqft vs Maitland actives

$287 vs $272

Days on market

1 vs 43 typical

Where $287/sqft sits among the 107 Maitland actives

35
24 · this home
20
10
8
10
$153–221$221–288$288–356$356–424$424–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Maitland Grove

Map of 231 WHITE OAK CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando12 min
Universal Orlando24 min
Orlando Int’l Airport (MCO)31 min
Walt Disney World36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Maitland. See the full Maitland guide →

Maitland Grove — neighborhood snapshot

Population

253

Median age

36

Median income

$101,629

Median home value

$390,300

Avg household

2

Households w/ children

21%

For the school run

Orange County School District

ElementaryLake Sybelia Elementary★★★★★
MiddleMaitland Middle★★★★★
HighEdgewater High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Maitland market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$508K$545K

Maitland median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

59 of 107

Maitland actives have cut their price

Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the MAITLAND 32751 median. See the full Maitland market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $810,000 · 1 days on market since
1976Built · MAITLAND GROVE

Reality check

What actually sold near 231 WHITE OAK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

380 WHITE OAK CIRSold · Nov ’25

$765,000

380 WHITE OAK CIR · same community

4 bd · 2.5 ba · 2,705 sqft · $283/sqft · 43 DOM

125 WHITE OAK CIRCLESold · Sep ’25

$825,000

125 WHITE OAK CIRCLE · same community

4 bd · 2.5 ba · 2,524 sqft · $327/sqft · 17 DOM

221 WHITE OAK CIRCLESold · Dec ’25

$835,000

221 WHITE OAK CIRCLE · same community

4 bd · 2 ba · 2,500 sqft · $334/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cheyenne Reyes

Your agent

Cheyenne Reyes

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 231 WHITE OAK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 231 WHITE OAK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Cheyenne's phone and CRM.

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Goes straight to Cheyenne’s phone and CRM.

Straight answers

231 WHITE OAK CIRCLE FAQs

What would the monthly payment be for 231 WHITE OAK CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,197/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 231 WHITE OAK CIRCLE?+

The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 231 WHITE OAK CIRCLE?+

The most recent tax bill on record (2025) was $3,997. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 231 WHITE OAK CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Maitland?+

At $810,000, this home is listed about 62% above the Maitland median of $500,000. The market section on this page shows how the area is trending.

Which schools are assigned to 231 WHITE OAK CIRCLE?+

Lake Sybelia Elementary (elementary), Maitland Middle (middle), Edgewater High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$810,000 runs 103% above the MAITLAND 32751 median — but at 2,819 sqft it's also 57% larger than the typical Maitland listing.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Maitland market that averages 43 — if it fits, move quickly.

Listing courtesy of SOVERA REALTY GROUP, LLC · Gennifer Pickering. MLS #O6430241.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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