10550 SW 52ND PLACE, CEDAR KEY, FL, 32625
Active1 days on marketListed Aug 12, 2026MLS #GC542600
About this home
10550 SW 52ND PLACE
Virtually Staged. Quiet Country Living on 9.5 Acres Near Cedar Key! Escape to the peace and privacy of country living with this charming 2-bedroom, 2-bath concrete block home on approximately 9.5 acres in Rosewood, Florida. Surrounded by natural beauty and abundant wildlife, the property offers plenty of space while remaining convenient to shopping, recreation and Florida’s Nature Coast. The home features a comfortable open floor plan with a fully equipped kitchen, ample cabinetry, breakfast bar and adjoining dining area. Recent updates include a NEW METAL ROOF, NEW HVAC system, NEW water heater, NEW well tank, NEW well pump, and NEW water softener. Two wells provide an added benefit for country living. Storage, parking and workspace are abundant. In addition to the 2-car attached garage, there is a detached garage/shop, 18' x 20' carport, detached storage shed with concrete parking pad, and a separate 480-square-foot air-conditioned workshop/office—perfect for a home office, studio, hobbies, equipment storage or additional workspace. Enjoy peaceful mornings, privacy and wildlife from your own 9.5-acre retreat. The property is a short drive from shopping and conveniences in Chiefland, the Suwannee River and the island community of Cedar Key, renowned for fishing, boating and its relaxed Nature Coast lifestyle. With its acreage, updated concrete-block home, multiple garages and workshops, covered parking and flexible spaces, this property offers exceptional versatility and room to spread out. BONUS: The home has an assumable mortgage, subject to lender approval and buyer qualification.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,356
Sqft
9.55 ac
Lot size
2
Garage
2000
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,899 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,899/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NOT IN SUBDIVISION
$180 vs $255
Days on market
1 vs 94 typical
Where $180/sqft sits among the 131 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cedar Key
Get to know Cedar Key. See the full Cedar Key guide →
CEDAR KEY 32625 — neighborhood snapshot
Population
1,255
Median age
62.3
Median income
$59,036
Median home value
$267,200
Avg household
1.83
Households w/ children
49%
The numbers that matter
The Cedar Key market
$309K → $75K
Cedar Key median sold, yr/yr
89.2%
Sale-to-list ratio (12 mo)
62 of 131
NOT IN SUBDIVISION have cut their price
Median sold price, Cedar Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 290% above the CEDAR KEY 32625 median. See the full Cedar Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 10550 SW 52ND PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,450,000
3800 GERBER DAIRY ROAD · same community
3 bd · 2 ba · 2,406 sqft · $603/sqft · 14 DOM
Sold · Dec ’25$485,000
4510 CINDY ROAD · same community
4 bd · 4 ba · 2,520 sqft · $192/sqft · 86 DOM
Sold · Dec ’25$299,990
1307 LONG STREET · same community
4 bd · 2 ba · 2,146 sqft · $140/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cheyenne Reyes
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10550 SW 52ND PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10550 SW 52ND PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Cheyenne's phone and CRM.
Straight answers
10550 SW 52ND PLACE FAQs
What would the monthly payment be for 10550 SW 52ND PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,899/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10550 SW 52ND PLACE?+
The most recent tax bill on record (2025) was $594. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10550 SW 52ND PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cedar Key?+
At $425,000, this home is listed about 15% above the Cedar Key median of $369,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$425,000 runs 290% above the CEDAR KEY 32625 median — but at 2,356 sqft it's also nearly twice the size of the typical Cedar Key listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Cedar Key market that averages 94 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Mark Gajda. MLS #GC542600.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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