101 TROUT TRAIL, CRESCENT CITY, FL, 32112
Active0 days on marketListed Aug 17, 2026MLS #FC320746
About this home
101 TROUT TRAIL
LAKE CRESCENT LIVING WITHOUT THE WATERFRONT TAXES! Dreaming of enjoying beautiful Lake Crescent without paying waterfront property taxes? This practically new 3-bedroom, 2-bath home on nearly a half-acre offers the perfect combination of comfort, privacy, and access to one of Florida’s premier recreational lakes. Step inside to an inviting open floor plan filled with natural light from transom windows and glass sliding doors. The spacious kitchen is the heart of the home, featuring abundant wood cabinetry, a breakfast bar, and a cozy eat-in dining area—perfect for entertaining family and friends. The owner's suite offers a relaxing retreat with an oversized walk-in shower and plenty of space to unwind. Outside, you'll find front and rear decks ideal for enjoying morning coffee, evening sunsets, and peaceful country living. A wood ramp on the side of the home adds convenience and accessibility. Situated on a quiet dead-end street,this property provides the privacy and tranquility you've been searching for while still offering incredible lake access amenities. For just $60 a year, membership in the community Civic Club grants access to a private boat launch, clubhouse, fishing pier, and picnic area where you can watch spectacular sunrises over Lake Crescent. 24X30 enclosed garage for all your toys.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
0.43 ac
Lot size
2
Garage
2021
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,948 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,948/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crescent City
Get to know Crescent City. See the full Crescent City guide →
CRESCENT CITY 32112 — neighborhood snapshot
Population
8,099
Median age
40.4
Median income
$39,247
Median home value
$150,000
Avg household
2.6
Households w/ children
721
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crescent City market
$259K → $498K
Crescent City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Crescent City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the CRESCENT CITY 32112 median. See the full Crescent City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cheyenne Reyes
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 101 TROUT TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 TROUT TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Cheyenne's phone and CRM.
Straight answers
101 TROUT TRAIL FAQs
What would the monthly payment be for 101 TROUT TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,948/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 101 TROUT TRAIL?+
The most recent tax bill on record (2025) was $2,481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crescent City?+
At $249,900, this home is listed about 17% below the Crescent City median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 101 TROUT TRAIL?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 ST. AUGUSTINE PROPE · Dirk Schroeder. MLS #FC320746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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